Summary
Overview
Work History
Education
Skills
Timeline
Generic

Alexandru HARFAS

Business Intelligence & Data Analytics Expert
Bucharest

Summary

Results-driven Data Analytics & Reporting Expert with extensive experience in data automation, business intelligence, and risk analytics within the banking sector. Proven ability to design and implement data architectures, optimize reporting processes, and develop predictive models to drive strategic decision-making. Adept at ETL processes, data warehousing, and integrating diverse data sources, ensuring seamless access to accurate insights. Strong leadership experience, having mentored teams, collaborated with C-level executives, and led cross-functional data initiatives. Passionate about leveraging analytics and automation to enhance operational efficiency, improve risk assessment, and support business growth.

Overview

19
19
years of professional experience
4
4
years of post-secondary education
4
4
Languages

Work History

Senior Data Analyst & Automation Specialist

Credex IFN
09.2024 - Current

Results-driven Senior Data Analytics & Automation Specialist with extensive experience in data reporting, automation, and predictive modeling. Skilled in transforming raw data into meaningful insights that drive strategic decision-making. Proven ability to streamline data processes, enhance reporting accuracy, and improve data accessibility through automation and integration. Adept at collaborating with cross-functional teams to optimize data-driven decision-making and improve operational efficiency.

  • Designed and implemented automated ETL processes, reducing manual data entry errors and streamlining data transformation.
  • Led data analytics initiatives, uncovering trends, patterns, and actionable insights to support strategic decision-making.
  • Developed and maintained a centralized data repository, improving data accessibility and collaboration across teams.
  • Partnered with IT and business teams to integrate databases and analytical tools, enhancing cross-functional data flow.
  • Optimized database structures and query performance, improving data storage efficiency and accelerating response times.
  • Spearheaded reporting automation, enabling real-time insights and significantly reducing manual workload.
  • Built predictive models and scorecards, enhancing forecasting accuracy and business planning.
  • Created custom scripts to automate repetitive tasks, increasing efficiency and freeing up resources for higher-value activities.
  • Delivered data-driven insights through ad-hoc analysis and structured reporting, aligning analytics with business objectives.

Head of Data Analytics

TBI Bank Bulgaria
10.2020 - 10.2022

Head of Data Analytics with a proven track record of building and optimizing data ecosystems to drive business success. Led strategic data initiatives for a major app development project at TBI Bank, ensuring seamless data integration, real-time insights, and enhanced decision-making. Expertise in data architecture, ETL pipelines, performance monitoring, and BI visualization, enabling cross-functional teams to leverage data effectively. Adept at collaborating with C-level executives and business units to align data strategies with organizational goals, fostering a data-driven culture and driving measurable impact.

  • Designed and implemented scalable data architecture, including ETL pipelines, staging layers, and data warehousing.
  • Integrated diverse data sources, connecting the app’s BigQuery data with the bank’s MSSQL and Oracle systems to enable unified analytics.
  • Developed performance and quality reports, delivering actionable insights to stakeholders for continuous improvement.
  • Monitored key performance indicators (KPIs), identified process bottlenecks, and optimized data workflows to enhance app efficiency.
  • Leveraged Power BI to create data visualizations, empowering decision-makers with real-time insights.
  • Led data-driven sales campaigns, optimizing customer engagement and increasing conversion rates.
  • Collaborated with marketing and business teams to align campaign strategies with data-driven insights.
  • Ensured seamless data flow by acquiring in-depth knowledge of Bulgarian databases and systems.
  • Merged app data with historical bank records, enabling holistic analytics and strategic decision-making.
  • Partnered with C-level executives to define and align strategic data priorities with business objectives.
  • Navigated complex negotiations to drive data initiatives while ensuring compliance with organizational goals.
  • Mentored and developed the data analytics team, fostering a culture of innovation and continuous learning.

Head of BI and Data Analytics

TBI Bank Romania
Bucharest
06.2007 - 10.2020

Senior BI & Data analytics Specialist with a strong track record of building and optimizing data-driven solutions to enhance risk management, reporting, and business intelligence. Played a key role in regulatory compliance, credit risk analysis, and KPI development, providing proactive insights to senior leadership. Led data integration and process automation, ensuring seamless transitions during organizational changes, including a bank acquisition and system migration. Adept at mentoring teams, implementing Power BI, and optimizing data warehouse strategies, fostering a culture of efficiency and innovation in data management.

  • Developed comprehensive risk-related reporting across the financial group, ensuring accurate and timely insights for risk management.
  • Leveraged relational database expertise to execute ETL processes, transforming raw data into actionable insights for middle and senior management.
  • Anticipated and delivered key performance indicators (KPIs) ahead of CRO requests, enabling proactive risk assessment.
  • Expanded responsibilities to include IFRS and statutory reporting, ensuring regulatory compliance.
  • Cleaned historical data and applied statistical modeling to develop credit application scorecards, improving portfolio quality while maintaining sales performance, reducing provisions, and increasing profitability.
  • Assessed new credit portfolios, providing data-backed recommendations on buy-or-not decisions.
  • Played a key role in the bank’s acquisition, ensuring data integrity and smooth transition to the new financial group.
  • Led the migration to a new front-end system, ensuring seamless integration and operational continuity.
  • Fostered a culture of learning and professional development, mentoring the team and investing in skill growth.
  • Championed business process optimization and BI development, enhancing reporting efficiency and data accessibility.
  • Spearheaded the implementation of Power BI across the organization, empowering teams with self-service analytics and data-driven decision-making.
  • Led data warehouse integration for Romania in collaboration with Bulgarian counterparts, harmonizing cross-border data practices.
  • With a lean team of four, built the foundation for all data-related processes, mapped workflows, optimized operations, and supported all bank departments' information needs.

MIS Reporting Officer

Credit Europe Bank
02.2006 - 05.2007

MIS Reporting Officer with a strong focus on optimizing and enhancing management reporting to drive informed decision-making. Improved existing report formats, ensuring greater clarity, accuracy, and usability for stakeholders. Developed ad-hoc and periodical reports, providing timely insights to support business operations and strategic planning. Committed to streamlining reporting processes and delivering data-driven solutions that improve organizational efficiency.

Education

Bachelor of Science - Economics And Computer Science

Romanian-American University
Bucharest, Romania
10.2001 - 07.2005

Skills

  • Advanced Excel

  • SQL Expertise

  • ETL Processes

  • Power BI

  • SAS Viya

  • Data Warehousing

  • Business Intelligence

  • Risk Assessment

  • Process Improvement

  • Stakeholder Communication

Timeline

Senior Data Analyst & Automation Specialist

Credex IFN
09.2024 - Current

Head of Data Analytics

TBI Bank Bulgaria
10.2020 - 10.2022

Head of BI and Data Analytics

TBI Bank Romania
06.2007 - 10.2020

MIS Reporting Officer

Credit Europe Bank
02.2006 - 05.2007

Bachelor of Science - Economics And Computer Science

Romanian-American University
10.2001 - 07.2005
Alexandru HARFASBusiness Intelligence & Data Analytics Expert