Carmen Ancuta Margineanu

- Manage end-to-end billing processes for multiple entities, ensuring accurate account reconciliation, and proactive overdue payment follow-up.

- Monitor and maintain the accounts receivable ledger to ensure timely collection of outstanding invoices.

- Perform regular reconciliations of customer accounts, and resolve discrepancies.

- Prepare aging reports, and support cash flow forecasting.

- Ensure compliance with internal policies and accounting standards.

- Lead and mentor junior team members in daily operations.

- Support month-end and year-end closing activities related to receivables.

- Coordinate with external auditors during financial audits.

- Drove continuous improvement initiatives, and maintained accurate process documentation.

- Manage end-to-end accounts payable processes, including invoice verification, coding, and posting.

- Took ownership of multiple process transitions, developed detailed SOPs, and drove process stabilization to ensure smooth integration into operations.

- Ensure timely and accurate processing of vendor invoices and payments across multiple entities.

- Perform regular reconciliations of supplier accounts, and resolve discrepancies.

- Monitor aging reports, and follow up on outstanding payables to maintain strong vendor relationships.

- Collaborate with procurement and finance teams to resolve invoice and payment issues.

- Maintain compliance with internal controls, company policies, and regulatory requirements.

- Support month-end and year-end closing activities related to payables.

- Assist in preparing reports for audits and internal reviews.

- Lead and mentor junior team members, providing guidance on AP procedures and best practices.

- Contribute to process improvement initiatives to enhance efficiency and accuracy in AP operations.

- Conducted daily operations and vendor communication in French, ensuring accuracy and clarity in a multilingual environment la prezent

- Process and verify supplier invoices, ensuring accuracy, proper coding, and timely posting in the system.

- Reconcile vendor statements, and resolve discrepancies to maintain accurate account balances.

- Monitor payment schedules, and ensure the timely execution of payments across multiple entities.

- Communicate with vendors to clarify invoice issues, and maintain strong working relationships.

- Present, promote, and sell financial products to individual clients, including credit cards, personal loans, and internet banking services.

- Open and manage bank accounts for retail customers, ensuring compliance with internal procedures and regulatory standards.

- Analyze credit applications, prepare financial offers, and draft loan agreements in line with client needs and risk assessments.

- Proactively contact potential clients to promote banking products and services