Codrut Ion
Bucuresti
Summary
Dynamic financial manager with broad experience in banking, budgeting, forecasting, and strategic planning. Strategic in financial management, thrive on maximizing productivity and efficiency in task completion. Skilled in budgeting, risk assessment, treasury, project management and structured finance. Demonstrated ability to analyze complex financial data and recommend actionable solutions that drive growth and profitability. Professional and dedicated team player, experienced in overseeing operations of individual and multi-unit facilities. Develops successful programs to improve profitability. Seeking new position with exciting challenges where great skills will be valued.
Overview
30
30
years of professional experience
Work History
Finance Manager
Emfor SA
Bucharest
10.2024 - 10.2025
- Lead financial operations for a private equity group, managing treasury, supplier payments, intragroup loans, and structured bank financing.
- Oversee accounting, payroll, transfer pricing, and compliance with tax and labor regulations.
- Bucharest | Finance / Accounting | Construction
Finance Manager
VEGA OFFSHORE SRL
Bucharest
11.2014 - 08.2024
- Directed financial and contractual activities for major suppliers and clients in offshore operations.
- Enhanced financial reporting systems and ensured accurate compliance with fiscal and statutory regulations.
- Bucharest | Finance / Accounting | Oil / Gas
Loan Administration Manager
BANK LEUMI ROMANIA
Bucharest
03.2012 - 10.2014
- Supervised loan lifecycle: origination, underwriting, disbursement, guarantees, and repayments.
- Reduced loan processing time by streamlining approval workflows.
- Bucharest | Finance / Accounting | Financial / Banking
Branch Network Manager
Bank Leumi
Bucharest
02.2007 - 03.2012
- Managed a network of branches, setting KPIs and benchmarks to improve financial performance.
- Designed training programs to enhance staff skills in retail and corporate banking services.
- Bucharest | Banks | Financial / Banking
Head of SME Department
CEC Bank
Bucharest
07.2005 - 02.2007
- Coordinating national sales to SME (first time this bank entered this segment);
- Creating and implementing a solution for online monitoring the sales activity throughout the country.
- Bucharest | Banks | Financial / Banking
Quality Manager
Eximbank Romania
Bucharest
03.2004 - 07.2005
- Creating and implementing (first in Romanian Banking) Quality Management System (QMS) conforming to the ISO 9001 quality standard.
- Bucharest | Banks | Financial / Banking
Budgeting Director
Eximbank Romania
Bucharest
08.2002 - 07.2005
- Planning the revenue and expenses budget, global and branches, reporting and follow up of goals.
- Improving the format of the budget, the method of consolidation - format and level of monthly analysis.
- Bucharest | Banks | Financial / Banking
Controlling Director
Eximbank Romania
Bucharest
08.2002 - 07.2005
- Reporting regarding performance indicators, according to the implemented methodology for branches and headquarter divisions.
- Setting forecast and benchmarks on asset&liabilities.
- Creating and implementing the benchmark performance indicators for branches and headquarter divisions, starting with January 2003 (profit&cost centers, defining indicators, benchmarks, calculation methodology).
- Bucharest | Banks | Financial / Banking
Counsellor to the president
Eximbank Romania
Bucharest
07.2002 - 08.2002
- Counselling to the president, reports for specialized matters.
- Bucharest | Banks | Financial / Banking
Expert economist
Eximbank Romania
Bucharest
10.2001 - 07.2002
- Creating new products and services
- Writing the new internal regulation sets regarding loan granting
- Creating the methodology to measure the performance (rating) of customers
- Creating a credit risk rating system for estimating credit risk, individually and on the whole loan portfolio.
- Bucharest | Banks | Financial / Banking
Marketing analyst
Eximbank Romania
Bucharest
03.2001 - 10.2001
- Building the first marketing plan for Eximbank
- Market segmentation
- Advertisement and commercials plan
- Building advertisement material
- Eximbank's website
- Proposed and created the first customer satisfaction questionnaire of Eximbank.
- Bucharest | Banks | Financial / Banking
Clerk/Economist
Eximbank Romania
Bucharest
03.1998 - 03.2001
- Export encashments in foreign currency and management of reports for the NBR.
- Creating the MS Access database for managing the encashments in Foreign Currency Declarations.
- Bucharest | Banks | Financial / Banking
Account manager
Eximbank Romania
Bucharest
03.1996 - 03.1998
- Account manager for local and foreign currency accounts.
- Bucharest | Banks | Financial / Banking
Loans clerk
Eximbank Romania
Bucharest
11.1995 - 03.1996
- Managing loan reimbursement
- Loans statistics
- Improving databases and statistics regarding loans.
- Bucharest | Banks | Financial / Banking
Education
Bachelor of Science - Banking And Finance
Romanian-American University
Bucharest06-2000
High School Diploma -
Tudor Vianu
Bucharest06-1995
Skills
- Financial & Strategic Planning
- Credit Risk Analysis & Loan Administration
- Treasury & Cash Flow Management
- Regulatory Compliance (IFRS, Basel III)
- Structured & Corporate Financing
- Team Leadership & Stakeholder Management
- Process Optimization & Benchmarking
- Budget management
- Financial analysis
- Risk assessment
- Financial modeling
- Tax strategy
- Contract negotiation
- Team collaboration
- Effective communication
- Problem solving
- Coaching and training
- Project finance
- KPI development
- Transfer pricing
- Continuous improvement
- P&L tracking
- KPI management
- Variance analysis
Languages
English, Advanced
Timeline
Finance Manager
Emfor SA
10.2024 - 10.2025
Finance Manager
VEGA OFFSHORE SRL
11.2014 - 08.2024
Loan Administration Manager
BANK LEUMI ROMANIA
03.2012 - 10.2014
Branch Network Manager
Bank Leumi
02.2007 - 03.2012
Head of SME Department
CEC Bank
07.2005 - 02.2007
Quality Manager
Eximbank Romania
03.2004 - 07.2005
Budgeting Director
Eximbank Romania
08.2002 - 07.2005
Controlling Director
Eximbank Romania
08.2002 - 07.2005
Counsellor to the president
Eximbank Romania
07.2002 - 08.2002
Expert economist
Eximbank Romania
10.2001 - 07.2002
Marketing analyst
Eximbank Romania
03.2001 - 10.2001
Clerk/Economist
Eximbank Romania
03.1998 - 03.2001
Account manager
Eximbank Romania
03.1996 - 03.1998
Loans clerk
Eximbank Romania
11.1995 - 03.1996
Bachelor of Science - Banking And Finance
Romanian-American University
High School Diploma -
Tudor Vianu