Microsoft Office Suite
COSTIN GUCI
Senior Technical Product Owner
Bucharest
Summary
Senior Technical Product Owner with 6+ years of progressive experience leading cross-functional engineering teams in high-growth telecommunications and financial technology environments. Proven expertise in developing and scaling technical products including mobile platforms, distributed systems, and payment processing solutions that serve 2.8M+ customers. Demonstrated success in people management, with 3+ years directly supervising engineering, operations, and design teams across multiple international markets. Expert in product lifecycle ownership from ideation through development to launch and growth, consistently delivering ROI-based prioritization and measurable results in fast-paced fin tech environments. Strong technical background in digital banking, online payments, acquiring systems, and data analytics platforms. Hands-on experience bootstrapping major infrastructure projects and developing sophisticated products from scratch, with a track record of transforming complex technical challenges into scalable business solutions.
Overview
15
15
years of professional experience
2
2
Certifications
1
1
Language
Work History
IT Senior Product Owner - Mobile App Capabilities
Vodafone Romania Technologies
Bucuresti, Bucuresti
10.2023 - Current
- Led 20+ cross-functional engineers delivering mobile platforms for 2.8M+ customers. Achieved 85% crash reduction, 40% payment efficiency increase, and managed €50M+ roadmaps. Expert in React Native migration, API optimization, and agile delivery methodologies.
- Lead cross-functional technical teams of 12+ engineers, operations specialists, and UX designers in developing sophisticated mobile platforms and distributed systems serving 2.8M+ customers in fast-paced telecommunications technology environment.
- Direct management of engineering, operations, and design teams across multiple technical products
- Lead technical discussions with senior engineers on system architecture, API integration, and platform scalability
- Manage distributed teams across Romania and international markets
- Drive ROI-based prioritization for technical product roadmap with €50M+ annual impact
- Own complete product lifecycle for mobile platform migration from Native to React Native architecture
- Manage payment processing systems and acquiring technology integration
- Implement data analytics and machine learning solutions for customer behavior analysis
- Collaborate Legal, and Security teams on regulatory compliance
- Reduced mobile app crashes by 85% through technical architecture improvements
- Increased payment processing efficiency by 40% via API optimization
- Led successful platform migration affecting 1M+ active users
- Delivered 12+ major technical product releases using agile methodologies
My Vodafone App Care & Payments Product Owner
Digital Tribe, Vodafone Romania Technologies
Bucharest, Bucuresti
03.2021 - 03.2022
- Led 15+ distributed agile professionals in Romania and Egypt to develop payment platforms with ML fraud detection, handling €25M monthly transactions. Spearheaded API and architecture design launched six products from scratch, improved success rates by 35%, halved processing time, and achieved 99.9% uptime.
- Managed distributed engineering and operations teams across Romania & Egypt totaling 15+ professionals in agile scrum format, directly supervising technical product development for high-growth telecommunications technology environment.
- Developed sophisticated payment processing products from ideation through launch
- Built eCommerce payment systems with machine learning fraud detection capabilities
- Implemented technical products for acquiring systems processing €25M+ monthly transactions
- Led technical discussions on distributed systems architecture and API development
- Delivered 35% improvement in payment success rates through technical optimization
- Reduced transaction processing time by 50% via distributed systems enhancement
- Successfully launched 6 major technical products from scratch
- Achieved 99.9% system uptime for critical payment processing infrastructure
Senior Product Manager - Digital Banking Technology
Intesa Sanpaolo Bank Romania
Bucharest, Bucuresti
05.2019 - 03.2021
- Spearheaded digital transformation for banking platforms serving 500K+ customers, optimizing POS networks and payment systems. Delivered PSD2-compliant mToken app, enhanced POS profitability strategy, and implemented the Digical omnichannel platform through precise business specification and stakeholder collaboration.
- Led digital transformation initiatives for banking technology platforms including POS networks, payment processing systems, and self-service machine architecture serving 500K+ customers in fast-paced financial technology environment.
- PSD2-Compliant Technical Product Development: Card mToken app with strong customer authentication
- Payment Processing Platform Optimization: POS strategy for profitability improvement
- Omnichannel Technical Platform Implementation: Digical platform business specification review
Omnichannel Product Manager
BRD – Groupe Société Générale
Bucharest, Bucuresti
07.2018 - 05.2019
- Defined strategy and distribution for ATM/MFM/Kiosk and digital banking platforms. Led ATM network optimization and renewal, developed cashless branch models with enhanced UX, and created the My BRD Corner self-service kiosk integrated with internet banking, driving innovation and customer engagement.
- Responsible for defining strategy and distribution models for branch technology including self-service machines (ATM, MFM, Kiosk) and digital banking platforms, designing user experiences and implementing new functionalities.
- ATM Strategy Implementation: Network optimization and machine renewal program
- Cashless Branch Development: New business model with advanced customer experience design
- Self-Service Platform Creation: My BRD Corner kiosk platform with internet banking integration
Campaign / Brand Manager
BRD – Groupe Société Générale
Bucharest, Bucuresti
01.2015 - 07.2018
- Spearheaded annual integrated communication strategies with budgeting and KPI tracking, optimizing campaigns via agency and market research collaboration. Designed internal communications and POSM, led UX enhancements for digital banking, and directed successful branding projects for ROBO kiosks and ATM networks.
- Developed and executed annual integrated communication strategies, including planning, budgeting and KPI tracking for national product and service campaigns
- Managed relationships with advertising/media agencies and internal market research to optimize campaign effectiveness
- Led UX improvements for internet and mobile banking, defining and prioritizing new features and functionalities
- MyBRD Services: Designed and implemented biannual tactical campaigns to promote BRD’s digital banking applications
- New ROBO Design: Directed the conceptualization, approval, and production of ROBO self-service machine designs and software graphics
- New ATM Branding: Oversaw the end-to-end process for updating ATM branding, including design approval and production management
Cards & Digital Banking Product Manager
Volksbank Romania
Bucharest, Bucuresti
05.2014 - 01.2015
- Developed and managed Cards & Digital Banking product portfolio through complete lifecycle, focusing on customer experience optimization and commercial activity support.
- New Credit Card Launch: Full product development from business specifications to market launch with UX-optimized internet banking integration
Alternative Channels Product Manager
Nextbank (former Romexterra Bank)
Bucharest, Bucuresti
10.2010 - 05.2014
- Responsible for alternative service channels strategy, product enhancements, and innovations for internet and mobile banking platforms.
- NexteMobile: Created multi-platform mobile banking application from scratch with in-house IT team
- NexteOnline: Developed multiple new features for internet banking platform enhancement
- Regulatory Compliance: Managed annual audit documentation and regulatory approvals
Education
Bachelor of Science - Business Administration in Foreign Languages – FABIZ (English)
Academia De Studii Economice Bucuresti
Bucharest, B12.2007
High School Diploma -
Traian High-School, Constanta
Constanța, CT12.2002
Skills
Technical Product Ownership
Platform Development
API Integration & System Architecture
Customer engagement
Strategic visioning
Data-driven decision making
Stakeholder management
Design thinking
Problem-solving
Websites
Certification
Certified SAFe 6 Product Owner & Product Manager
CORE TECHNICAL COMPETENCIES
- TECHNICAL PRODUCT LEADERSHIP
- Technical Product Ownership & Strategy
- Distributed Systems & Platform Architecture
- Mobile Development (React Native, iOS, Android)
- API Integration & System Architecture
- Payment Processing & Financial Systems
- Data Analytics & Machine Learning Applications
- PEOPLE & TEAM MANAGEMENT
- Cross-functional Team Leadership (Engineering/Operations/Design)
- 3+ Years Managing Technical Teams (12+ professionals)
- International Team Management (Romania, Egypt)
- Agile/Scrum Team Leadership
- Stakeholder Management & Technical Discussions
- FINTECH & HIGH-GROWTH EXPERIENCE
- Digital Banking & Payment Systems
- High-Growth Telecommunications Technology
- Financial Services Platform Development
- Regulatory Compliance (PSD2)
- Customer-facing Financial Products
Software
Adobe Suite
Timeline
IT Senior Product Owner - Mobile App Capabilities
Vodafone Romania Technologies
10.2023 - Current
My Vodafone App Care & Payments Product Owner
Digital Tribe, Vodafone Romania Technologies
03.2021 - 03.2022
Senior Product Manager - Digital Banking Technology
Intesa Sanpaolo Bank Romania
05.2019 - 03.2021
Omnichannel Product Manager
BRD – Groupe Société Générale
07.2018 - 05.2019
Campaign / Brand Manager
BRD – Groupe Société Générale
01.2015 - 07.2018
Cards & Digital Banking Product Manager
Volksbank Romania
05.2014 - 01.2015
Alternative Channels Product Manager
Nextbank (former Romexterra Bank)
10.2010 - 05.2014
Bachelor of Science - Business Administration in Foreign Languages – FABIZ (English)
Academia De Studii Economice Bucuresti
High School Diploma -
Traian High-School, Constanta
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