Cristiana Maxim
Product Manager
Bucharest
Overview
2025
2025
years of professional experience
4
4
years of post-secondary education
5
5
Languages
Work History
Product Manager
BCR S.A.
03.2023 - Current
- Defines product characteristics and functionalities, contributing to the development of competitive lending products.
- Acts as a subject matter expert across sales, it, regulations, and procedures, facilitating knowledge sharing and compliance.
- Involved in reviewing internal policies and procedures related to loan activities.
- Collaborates with developers to establish and communicate a clear technological vision for product sales tools development.
- Ensures the development team understood business requirements for backlog items, facilitating effective product delivery.
- Prepares and executes comprehensive test plans and test cases using Jira, enhancing products sales tools quality and functionality.
- Manages user stories and prioritizes the product backlog in alignment with business needs, ensuring timely project execution.
- Works closely with project stakeholders to identify issues, gather technical requirements, and devise effective solutions.
- Successfully runs product approval processes, ensuring compliance with internal and external regulations.
- Handles requests received from internal and external auditing or control entities.
Sr. Account Manager – Corporate Coverage Division, Real Estate Department
BCR SA
5 2020 - 02.2023
- Served as the primary point of contact for clients, addressing operational inquiries related to loans and accounts.
- Reviewed and tailored product solutions to meet client requirements, maintaining close collaboration with internal departments.
- Assisted clients during the onboarding and Know Your Customer (KYC) processes.
- Prepared letters of creditworthiness and balance confirmations for client auditors.
- Ensured compliance with contractual obligations in the implementation of loans for clients
- Collaborated with Erste Bank colleagues and other bank departments to facilitate syndicated loan processes.
Sr. Account Manager - Group Large Corporate, Agriculture Department
BCR SA
05.2013 - 05.2020
- Supported Relationship Managers with administrative and technical tasks.
- Managed and maintained client relationships, resolving requests and aligning products to meet needs.
- Monitored loan facilities, overseeing compliance with contractual terms, and managed collateral.
- Drafted loan agreements and reviewed conditions for loan disbursement.
- Ensured adherence to financial and non-financial covenants in credit documentation
Account Manager - Large Corporate
BCR SA
03.2011 - 05.2020
Relationship Manager SME
BCR SA
08.2007 - 03.2011
- Fostered and expanded relationships with key clients.
- Identified potential clients, analyzed needs, and provided tailored banking solutions.
- Worked cross-departmentally to offer commercial banking products like treasury and cash management.
- Conducted financial analyses, credit monitoring, and exposure management.
- Oversaw collateral assessments and managed client offers and negotiations.
Corporate Sales Coordinator
Continental Hotels
08.2004 - 08.2007
Marketing Manager
Duke Hotel
10.2003 - 08.2004
Receptionist
Duke Hotel
06.2002 - 10.2003
Receptionist
Helvetia Hotel
04.2001 - 06.2002
Education
Bachelor Degree - Commerce
ASE
10.1998 - 06.2002
Skills
Analytical and Problem-Solving
Good communication Skills
Highly organized and detail-oriented
Teamwork skills
Timeline
Product Manager
BCR S.A.
03.2023 - Current
Sr. Account Manager - Group Large Corporate, Agriculture Department
BCR SA
05.2013 - 05.2020
Account Manager - Large Corporate
BCR SA
03.2011 - 05.2020
Relationship Manager SME
BCR SA
08.2007 - 03.2011
Corporate Sales Coordinator
Continental Hotels
08.2004 - 08.2007
Marketing Manager
Duke Hotel
10.2003 - 08.2004
Receptionist
Duke Hotel
06.2002 - 10.2003
Receptionist
Helvetia Hotel
04.2001 - 06.2002
Bachelor Degree - Commerce
ASE
10.1998 - 06.2002
Sr. Account Manager – Corporate Coverage Division, Real Estate Department
BCR SA
5 2020 - 02.2023