Elena Denisa Micu
Popesti-Leordeni
Summary
Detail-oriented professional with expertise in regulatory compliance, risk management, and process evaluation. Skilled in analytical thinking, internal audit execution, and implementing ethical business practices to ensure operational excellence. Lean Six Sigma Certified with a strong understanding of regulatory frameworks and a proven ability to mitigate risks effectively. Adept at fostering clear communication and maintaining organised workflows to drive efficiency and uphold industry standards.
Overview
9
9
years of professional experience
6076
6076
years of post-secondary education
1
1
Certification
Work History
Internal Auditor
Transilvania BANK
01.2021 - 10.2024
- Carrying out audit missions in following areas belonging to bank's subsidiaries: Leasing; Microfinance; Capital Markets; Private Pensions; Financial Investments; Human Resources Department; GDPR
- In audit missions carried out, are verified all processes that make up company's activity such as: Know your customer, GDPR
- Operational field specific to entity: granting loans, leasing contract, insurance for goods from leasing contracts, subscription to pension found, shares granting on capital markets, reporting to authority
- Analyzing efficiency of internal control system
- Internal regulatory framework
- As result of audit missions it was implemented to procedures operational improvements, through recommendations issued
- Preparing risk analyses in accordance with processes within companies
- Verifying/auditing interdepartmental operations and processes, assessing risks and ensuring compliance with documented processes
- Ensuring compliance of internal operations with standards and regulations, taking into account safety and efficient
- Checks carried out were clearly and completely documented
- Created appropriate reports based on risks and deficiencies identified during verification process
- Monitoring deficiencies and recommendations issued for implementation within established deadlines
COMPLIANCE Analyst / Responsible Internal Control Evaluation
BRD Life Insurance
09.2019 - 11.2020
- Review of the procurement portfolio and verification of supplier compliance
- Analysis of alerts generated by the internal system, related to Politically Exposed Persons or money laundering
- Updating information on legislative changes that directly impact the activity and not only, in order to maintain an updated internal regulatory framework and to carry out the activity in accordance with legislation
- Review of the internal regulatory framework from the point of view of compliance with international regulations and directives imposed by the SG group
- Management of the internal system in which level 1 controls are performed
- Management of level 1 controls in the internal application from the point of view of updating controls, setting the implementation period, setting responsible employee, managing user access (creating and assigning user rights in accordance with the job description)
- Providing ongoing support to users in order to perform, both technical and understanding of the controls
- Monitoring the implementation of audit recommendations by deadline
- Providing information to auditors in order to carry out their mission
- I ensure that all necessary documentation is submitted in a timely and correct manner and that any questions or concerns are resolved promptly
- Building management reports with all activities under my supervision
INTERNAL Auditor
BRD Group Société General
11.2018 - 08.2019
- Identifying weaknesses, confirming risks with the departments concerned and assessing the impact on the activity
- Checking local regulations and group norms to ensure processes are compliant with these
- Reviewing the internal control system by testing applicability and which risk address
- Checking the findings of previous internal audit reports as well as external audit reports, authority reports and identifying the causes that led to them, quantify the impact on other processes
- Creating working documents for all analyses performed, keeping audit records and preparing final reports
- Providing support in creating remediation plans related to the findings and recommendations addressed within the audit report
Marketing Manager
Breeze HVAC
03.2018 - 11.2018
- Registering trademarks at OSIM
- Monitoring and managing the uploading of information related to ecommerce activities
- Organize training and courses for employees to ensure they are authorized and equipped with the necessary skills to perform their job duties effectively
Credit Analyst
Speed Transfer Financial
05.2017 - 03.2018
- Analyzed the credit documentation
- Financial statement for the client
- Credit contract drafting
Compliance Analyst
Lead Capital Markets Limited
08.2016 - 05.2017
- Verify uploaded documents for trading platform enrollment
- Opening trading accounts
- Monitoring transactions involving financial instruments
Product Manager
Rentrop and Straton
09.2015 - 08.2016
- Managing accounting and taxation products
- Analyze incoming materials
- Nurture and sustain positive relationships with authors
- Determine the budget and establish appropriate selling prices for the products or services offered
- Create online marketing campaigns
- Monitor stocks
Education
Master degree - Marketing and Communication, Marketing
Bucharest University of Economic Studies
Bucharest, Bucuresti 10.2014 - 04.2016
Marketing - Economics
Bucharest University of Economic Studies
Bucharest 10.2011 - 06.2014
Capital Markets - Continuous training and improvement
The Association of Brokers
Bucharest 11.2011 - 11.2022
Combating Money Laundering in Insurance -
Institute of Financial Studies
Bucharest11.2019
Internal Control Evaluation Tools -
Romanian Banking Institute
Bucharest11.2019
Compliance And Conformity Risk Assessment Methods -
Romanian Banking Institute
Skills
- Analytical thinking
- Excellent communication skills
- Lean Six Sigma Certified
- Regulatory understanding
- Risk Management & Mitigation
- Ethical business practices
- Internal audit execution
- Organized and detail-oriented
- Regulatory compliance
- Process evaluation
Certification
- Lean Six Sigma Green Belt, International Association of Professionals - LSSIAP, 05/2023
- Lean Six Sigma Green Belt, International Association of Professionals - LSSIAP, 09/2023
Languages
English
Upper intermediate
French
Beginner
Affiliations
- Cooking
- Gardening
Timeline
Internal Auditor
Transilvania BANK
01.2021 - 10.2024
COMPLIANCE Analyst / Responsible Internal Control Evaluation
BRD Life Insurance
09.2019 - 11.2020
INTERNAL Auditor
BRD Group Société General
11.2018 - 08.2019
Marketing Manager
Breeze HVAC
03.2018 - 11.2018
Credit Analyst
Speed Transfer Financial
05.2017 - 03.2018
Compliance Analyst
Lead Capital Markets Limited
08.2016 - 05.2017
Product Manager
Rentrop and Straton
09.2015 - 08.2016
Master degree - Marketing and Communication, Marketing
Bucharest University of Economic Studies
10.2014 - 04.2016
Capital Markets - Continuous training and improvement
The Association of Brokers
11.2011 - 11.2022
Marketing - Economics
Bucharest University of Economic Studies
10.2011 - 06.2014
Combating Money Laundering in Insurance -
Institute of Financial Studies
Internal Control Evaluation Tools -
Romanian Banking Institute
Compliance And Conformity Risk Assessment Methods -
Romanian Banking Institute
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