Summary
Overview
Work History
Education
Skills
Certification
References
Accomplishments
SOCIAL LINKS
Affiliations
Software
Timeline
Hi, I’m

George Constantin

Team Leader Internal Auditor
Bucuresti
George Constantin

Summary

Highly adaptable professional with strong financial knowledge and considered record of more than 19 years in the financial & banking market industry. As a dedicated and results-driven professional with extensive experience in internal auditing, operational risk management, and treasury operations, I am eager to bring my expertise to your esteemed team. My passion for fostering a culture of compliance and excellence aligns perfectly with your organization's goals. I am excited about the opportunity to contribute to innovative risk management strategies and drive operational efficiency, ensuring sustainable growth and success for the team.

Overview

21
years of professional experience
5
Certifications
3
Languages

Work History

CEC Bank

Team Leader Internal Auditor
11.2010 - Current

Job overview

  • Assessing the adequacy and effectiveness of the governance, internal control and risk management processes;
  • Checking 2nd level controls and documentation proofs of the 1st level controls performance;
  • Providing follow-up on the implementation of internal audit recommendation and continuous monitoring of the control environment;
  • Monitoring the process to identify the weakness of the control (2nd level controls), as well as the reliability of the financial, operational and management data;
  • Preparing working papers that be accurate, complete and well-documented and presenting reports with audit’s results and document process.
  • Providing guidance and support to the 1st level controls regarding remediation actions for identified key control deficiencies.
  • Designing an appropriate Test for significant risks or for control deficiencies;
  • Participating and improving policies and procedures for audit, in accordance with local and international best practice in line with applicable internal audit statements.
  • Interacting with working team about data and information issues to ensure accuracy and quality review of the work;
  • Participating to the annual risk assessment exercise by analyzing Audit Units;
  • Guiding and training the audit team members within the audit assignments;
  • Maintaining professional and technical knowledge by attending educational workshops, reviewing professional publications remaining current in domain of risk management, accounting, auditing.

CEC Bank

Senior Operational Risk Manager
11.2008 - 11.2010

Job overview

  • Responsible for RCSA framework (Risk And Control Self-Assessment system) and 2nd second line of defense;
  • Ensuring the quality of the system(controls, incidents, action plans, etc.) by carrying out targeted investigations and corrective actions
  • Providing follow-up the recommendations, permanent control actions and associated action plans;
  • Ensuring the proper reporting of operational risk incidents by LoD1 and monitoring related action plans;
  • Checking the documentation and self-assessments executed by 1st level performance and proposing monitoring tools;
  • Supporting the continuous development of the operational risk management framework, policies, methodologies, processes, and standards;
  • Contributing on various projects for technology improvements and changing market dynamics.
  • Preparing required reports, analysis, presentation as assigned by the manager
  • Maintaining strong working relationships with all levels of the organization

RomPetrol

Senior Consultant Risk Management
01.2007 - 10.2008

Job overview

  • Monitoring and controling company’s risk: exchange risk, price risk for oil and petroleum products;
  • Managing risks according to financial risk management framework and relevant policies;
  • Responsibling for the governance and management to: identify, evaluate, mitigate and monitor the company’s operational and strategic risk.
  • Ensuring the organization’s financial risk management policies, limits and strategies are in compliance with regulations and strategy of the organization.
  • Analyzing financial risks within the company’s business units and reports these risks to the Board
  • Reporting finding on risk exposure and implementing strategies to manage the risk;
  • Developing Enterprise Risk Management tools, practices and policies and enterprise risks an manage risks according to an enterprise risk management framework;
  • Providing professional, expert advice and guidance to the Management Teams of implementation
  • Establishing the organization’s „risk appetite” level and quantify the level of acceptable risk;
  • Providing support, education and training risk awareness within organization;
  • Proposing financial instruments to mitigate risk and business continuity plans to limit the risks
  • Led risk assessments that reduced client exposure by 30% annually.
  • Enhanced compliance frameworks, achieving 100% regulatory adherence.
  • Conducted workshops that improved client risk awareness by 50%.

ProCredit Bank

Head of Treasury Departament
10.2002 - 08.2004

Job overview

  • Managing NOSTRO accounts, strategy of minimum reserve requirements (RMO), evolution P&L.
  • Coordinating process of Cash Management through cash-flow planning and forecasting.
  • Monitoring and managing bank relationships for limits exposures and liquidity.
  • Analyzing various scenarios and risks and reporting to senior management.
  • Reviewing funding needs monthly reporting of all treasury activities to senior management.
  • Forecasting of medium and long-term funding through T-Bill’s portfolio.
  • Providing treasury reports for Finance Committee and Board, ALCO meeting.
  • Coordinating branch activities: currency exchange, term deposit, T-Bill’s transactions.
  • Regularly reviewing treasury policies and recommending changes in the policy.
  • Developing, monitoring, and forecasting Treasury Department budget and reporting processes For all treasury costs.
  • Managing foreign exchange risk management and development of foreign exchange risk Mitigation strategies.
  • Providing treasury specific projects: Cash transactions with German and Swiss banks;
  • Implemented risk management strategies, reducing financial exposure by 30%.
  • Streamlined investment processes, increasing returns by 15% annually.
  • Developed forecasting models, enhancing accuracy by 25% for cash needs.
  • Negotiated banking relationships, securing favorable terms and rates.
  • Managed a team of 10, fostering a high-performance culture and growth.

Education

CommerzBank
Frankfurt Am Main

Certificate from Finance
04.2001

University Overview

  • International Banking Certificate
  • Treasury and Foreign Exchange, Domestic and International Credits, Economic Research and Corporate Communications, International Investment Banking, Securities, Auditing, Account
  • Professional Development Study
  • Study Abroad:

Chamber of Financial Auditors of Romania (CAFR)
Bucuresti

Post-Degree Certificate from Financial and Internal Audit
04.2001

University Overview

  • Accreditation Order nr.523/14.06.2021 by Statutory Audit Public Oversight Authority (ASPAAS)
  • - Member of Chamber of Financial Auditors of Romania (CAFR)
  • Graduated with honors in Master of Education program

  • Member of CAFR, until now

Dimitrie Cantemir
Bucuresti

M.D. from Financial Audit
04.2001

University Overview

  • Masterdegree in Audit
  • Graduated with Honors in Master of Education program
  • Degree Awarded with NOTA 10
  • Dissertation: INTERNAL AUDIT FOR BANKING

Romania Banking Institute

Certificate from Audit and Internal Control
04.2001

University Overview

Graduation Certificate with Diploma of Merit

  • Professional Development Studies: Financial Audit

Stamford Global

Certificate from Project Management
04.2001

University Overview

Effective Project Risk Management - Professional Training Course

Georgetown University

Certificate from Risk Management
04.2001

University Overview

  • Certificate Risk Management
  • Completed advanced coursework in relevant subjects
  • Achieved high honors in multiple subjects

Polytechnical Institute

High School Diploma from Civil Enginnering
01.1988

University Overview

Diploma Mechanical Enginner

Skills

Trainer Financial and Banking courses on Romanian

Certification

Speakers on following conferences:

References

References
Reference available upon request

Accomplishments

Accomplishments
  • Member CHAMBER OF FINANCIAL AUDITORS ROMANIA
  • Member of Alumni Georgetown University USA
  • Member of RISK MANAGEMENT ASSOCIATION, ROMANIA

SOCIAL LINKS

SOCIAL LINKS
www.linkedin.com/in/gheorghe-constantin

Affiliations

Affiliations

CAFR Romania, Georgetown University USA, Risk Management Association

Software

Office

Timeline

Team Leader Internal Auditor
CEC Bank
11.2010 - Current
Senior Operational Risk Manager
CEC Bank
11.2008 - 11.2010
Senior Consultant Risk Management
RomPetrol
01.2007 - 10.2008
Head of Treasury Departament
ProCredit Bank
10.2002 - 08.2004
CommerzBank
Certificate from Finance
04.2001
Chamber of Financial Auditors of Romania (CAFR)
Post-Degree Certificate from Financial and Internal Audit
04.2001
Dimitrie Cantemir
M.D. from Financial Audit
04.2001
Romania Banking Institute
Certificate from Audit and Internal Control
04.2001
Stamford Global
Certificate from Project Management
04.2001
Georgetown University
Certificate from Risk Management
04.2001
Polytechnical Institute
High School Diploma from Civil Enginnering

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George ConstantinTeam Leader Internal Auditor