Summary
Overview
Work History
Education
Skills
Interests
Timeline
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Trutan Ioneta

Trutan Ioneta

Credit Officer
Timișoara,TM

Summary

Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

9
9
years of professional experience
15
15
years of post-secondary education
3
3
Languages

Work History

Credit Officer

Credex
Timisoara, Romania
08.2023 - Current

Credit Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Also , I must and Ican sell extra services of the Altex company.

Sales Agent

ALTEX
Timisoara, Romania
07.2021 - 02.2023
  • Provided superior service to customers by quickly and courteously responding to requests, inquiries, suggestions and concerns.
  • Spoke to customers in native language or english to increase loyalty and establish relationships.
  • Offered each customer top-notch, personal service to boost sales and customer satisfaction.
  • Logged reports, expenses, receipts, and sales in company database.
  • Trained and mentored new sales representatives.

Sales Representative

RCS&RDS
Timisoara, Romania
07.2014 - 12.2019
  • Created professional sales presentations and seminars to effectively demonstrate product features and competitive advantages.
  • Trained and mentored new sales representatives.
  • Negotiated contracts with clients and developed relationships with key personnel.
  • Delivered energetic responses to customers in-store and by telephone, going above and beyond to serve needs.
  • Listened to customer needs and desires to identify and recommend optimal products.
  • Engaged in friendly conversation with customer to better uncover individual needs.
  • Prioritized helping customers over completing other routine tasks in store.
  • Conducted product demonstrations to highlight features and redirect objections to positive aspects.
  • Created inviting environment for customers by maintaining store organization and cleanliness.
  • Used in-store system to locate inventory and place special orders for customers.
  • Maintained up-to-date knowledge of store sales, payment policies and security standards.
  • Built customer loyalty and retention by delivering excellent shopping experiences.

Education

Contabilitate Primara -

Eurotraining
Timisoara
04.2019 - 08.2019

Marketing -

Universitatea Babes Bolyai
Cluj-Napoca
07.2023 - Current

Liceul Teoretic Eftimie Murgu Bozovici
Bozovici
09.2009 - 06.2023

Software Tester -

Software Development Academy
Bucuresti
01.2023 - 06.2023

Skills

Credit validations

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Interests

Travel

Timeline

Credit Officer

Credex
08.2023 - Current

Marketing -

Universitatea Babes Bolyai
07.2023 - Current

Software Tester -

Software Development Academy
01.2023 - 06.2023

Sales Agent

ALTEX
07.2021 - 02.2023

Contabilitate Primara -

Eurotraining
04.2019 - 08.2019

Sales Representative

RCS&RDS
07.2014 - 12.2019

Liceul Teoretic Eftimie Murgu Bozovici
09.2009 - 06.2023
Trutan IonetaCredit Officer