SAS, IDEA, Power BI, SharePoint
Hi, I’m
Violeta SASU
Manager Control Compliance Audit
Bucuresti
Summary
More than 15 years of experience in compliance, internal control and audit
Dynamic and experienced professional, with ability to work in multi-cultural business environments, good communication and organizational skills, analytical and technical person with the ability to see the big picture.
High standards, maintaining an approachable, positive and outgoing attitude. Quickly understand and act upon new ideas and concepts, and desire for continuous learning and personal development.
Overview
17
years of professional experience
5
years of post-secondary education
3
Languages
Work History
Raiffeisen Bank Romania, Bucuresti
Head of General Compliance and Internal Control
04.2019 - Current
Job overview
- Coordinate 2 teams on regulatory compliance and internal control
- Cross functional governance activities over all compliance departments: AML, Capital Markets and Anti Fraud
- Develop and monitor compliance program to ensure that Bank activities are in compliance with Group and regulatory requirements
- Report compliance and internal control issues to bank management, Group and regulators, as the case may be
- Coordinate Internal control framework and perform internal controls across all area of the bank
- Develop compliance risk indicators and perform risk assessments
- Ensure compliance and internal control training
- Identify gaps in bank processes and recommend corrective action plans for non-compliance issues
- Keep inform regarding pending industry changes, trends or best practices.
- Ensure communication with regulators and third parties
- Performed root-cause analysis, communicating observations and recommendations to improve corporate compliance
Raiffeisen Bank Romania, Bucuresti
Compliance & Internal Control Officer
11.2016 - 03.2019
Job overview
- Review all internal regulations and provide advisory on new or modified products, projects and compliance regulatory updates
- Perform internal controls on all bank activities based on risk assessment results and Group requirements
- Contribute to risk assessments methodology review and evaluate results
- Support compliance training performed onsite and online
- Collaborate with risk and legal to ensure proper advice and risk management approach
- Perform business management activities across all compliance departments
- Prepare documentation and info required by regulators and third parties
- Ensure oversight on compliance activities at subsidiaries level
- Perform AML risk assessment data manipulation in SAS (50-100 tables) for Group annual report
- Perform compliance controls on AML
- Direct communication with National Bank on compliance topics, 100% SPOC on compliance governance topics
- Support Anti Fraud activities and Group standards implementation
- Implement Internal Control System Group methodology and execute related Group controls
BCR Bank, Bucuresti
Compliance expert
07.2013 - 11.2016
Job overview
- Review all internal regulations to assure alignment with legislation and group requirements (up to 20 internal regulations per month)
- Collaborate with Legal, Risk and Audit to direct compliance issues to appropriate existing channels for investigation and resolution
- Provide consultancy in implementing Group projects within the bank
- Intermediate meetings on supervision controls of regulatory authorities
- Participate in training in order to improve professional skills in compliance areas
- Attend to compliance committees of the Romanian Banking Association
- Assess national and European legislation impact on bank’s processes and activities
- Improve compliance risk methodology and indicators
- Develop compliance internal activity reports to the board
- Support compliance capital markets team in monitoring activity
- Implemented improvement initiatives and developed compliance testing program to monitor and identify gaps in new and existing processes
BRD, Groupe Societe Generale, Bucharest
Internal Auditor
05.2008 - 06.2013
Job overview
- Improve audit methodologies on retail lending, employees accounts, accounting reconciliation and IT security applications and access rights
- Develop audit programs to address risks and evaluate controls (savings accounts, employees transactions, accounts reconciliation, security access rights)
- Work with team members in order to fulfill engagement objectives
- Plan assignment, apply audit techniques, obtain evidences to support audit findings, identify causes and associated risks
- Debrief to local or Senior Management
- Report writing, propose and follow-up recommendations issued in order to improve risk management, governance and controls
- Work with Audit Directors on annual audit plan and risk assessment
- Performed strategic planning, execution and finalization of audits using data analytics and critical thinking skills
- Train newly hired employees on company processes and procedures
- Part of special engagements on private clients and major retail loans, internal control, anti-money laundering, products management and marketing
- Work with Group inspectors on engagement regarding major corporate loans
- Fraud investigations regarding loans and transactions and also conduct fraud mission
- Handle supervisor duties when manager was unavailable or out of office
- Oversee work of 2-5 auditors and evaluate their performance
- Manage engagements budgets and review expenditures
CREDIT EUROPE BANK (ROMANIA) S.A, Bucuresti
Credit Officer
12.2006 - 05.2008
Job overview
- Perform loss mitigation and recovery activities on non-performing loans portfolio: files reviews, reports checks, outbound recovery calls, collection agencies flows;
- Prepare files for selling retail loans portfolios
- Exceed recovery targets and earn monthly bonuses
- Promotion to help loans analysis team during high periods
- Optimized credit approval and collection processes, improving operational efficiencies by over 50%
- Managed account data and verified information with clients, past creditors and other involved parties
Education
Academy of Economic Studies , Bucharest
Master of Science from Banks And Assurances
10.2006 - 06.2008
Academy of Economic Studies , Bucharest
Bachelor of Science from Marketing
10.2002 - 06.2006
Skills
Internal Auditundefined
Timeline
Head of General Compliance and Internal Control
Raiffeisen Bank Romania
04.2019 - Current
Compliance & Internal Control Officer
Raiffeisen Bank Romania
11.2016 - 03.2019
Compliance expert
BCR Bank
07.2013 - 11.2016
Internal Auditor
BRD, Groupe Societe Generale
05.2008 - 06.2013
Credit Officer
CREDIT EUROPE BANK (ROMANIA) S.A
12.2006 - 05.2008
Academy of Economic Studies
Master of Science from Banks And Assurances
10.2006 - 06.2008
Academy of Economic Studies
Bachelor of Science from Marketing
10.2002 - 06.2006
Software
Additional Information
Managing teams, LeaderShift
Agile methodology, Lean Six Sigma, Time Management
Operational Risk, Fraud Investigations
Project Management, Business Analysis, Change Management, Digital Transformation
SAS Enterprise Guide Querying and Reporting - SAS Institute
Global Financial Compliance - CISI Chartered Institute For Securities & Investment
CIA Internal audit courses - IIA Institute of Internal Auditors
Banking Compliance Summits - RBI Romanian Banking Institute
Anti Money Laundering, Know your customer - ICA International Compliance Association
BVB Invest Quest - Bucharest Stock Exchange
Securities Compliance
Financial Accounting & Analysis - The EXP Group
Profit and Loss
Credit Risk Management
International Financial Reporting Standards (IFRS) - RBI Romanian Banking Institute
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